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Mortgage

Choosing to buy a property is one of the biggest decisions we make in our lives. At Michael Graham Private Finance we have one goal in mind - to provide quick and easy access to the right mortgage for you. Our qualified advisors are delighted to offer comprehensive advice whether you are planning to buy your first home, a second property, a buy-to-let property, or need to re-mortgage.

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Purchase

For most of us, buying a home is the largest purchase we're ever likely to make. The process of taking out a mortgage can feel quite complicated and our independent advisors simplify the experience, offering help and advice every step of the way. We have access to over 70 mortgage providers including some exclusive deals and our advisors will work with you to secure the best mortgage payment plan.

You can use our mortgage finder to get an indication of your best deal. Alternatively, you can call us and speak to our advisors on 01234 881183.

Mortgage Finder

Mortgage Calculator

Our online mortgage calculator will give you an outline of the monthly costs and Stamp duty applicable for your purchase. Full detailed quotes can be obtained by calling 01908 307306 and speaking to an adviser.

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  • this information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you
  • all mortgages are subject to the applicant(s) meeting the eligibility criteria of lenders; and
  • make an appointment to receive mortgage advice suitable for your needs and circumstances

Re-mortgage

Re-mortgaging switches your mortgage to another deal and frequently another lender. Most homeowners switch mortgages for the simple reason that it will save them money, or to raise capital for home improvements or debt consolidation. At Michael Graham Private Finance all of our advice is free so why not give us a call now and let us help you to find the best re-mortgage deal for you.

Re-mortgage Finder

Buy to let

We understand that buying a property to let requires specialist advice. Michael Graham Private Finance believe that your purchase should be one of simplicity, choice and expertise.

Whether you are considering a buy to let for the first time or you are an experienced landlord, we can help you by providing the right advice and guidance.

Not all Buy to let mortgage are regulated by the Financial Conduct Authority.

Buy to let finder

Commercial mortgages

Our Michael Graham Finance team are experts at securing the type of funding that best suits your project and situation. We can assist with commercial mortgages, property development finance, short term loans and bridging loans. We have relationships with Master Brokers who are able to access numerous commercial mortgage scehemes via a wide range of lenders across the UK, including high street lenders and specialist intermediary lenders.

Call Michael Graham Private Finance to find out more about commercial mortgages.

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Michael Graham Private Finance is the trading name of Michael Graham Financial Services Ltd

Michael Graham Private Finance is directly authorised and regulated by the Financial Conduct Authority (www.fca.org.uk). Registered in England and Wales No: 4464166. Registered Office: Moorgate House, 201 Silbury Boulevard, Central Milton Keynes, MK9 1LZ. Calls may be recorded for training and monitoring.

The Financial Conduct Authority does not regulate Legal Services, Accountancy Services, Will Services, Conveyancing Services and some forms of mortgages.

Tax mentioned

Please note that Michael Graham Private Finance does not offer advice on taxation matters. You should contact your accountant or other suitably qualified person to confirm whether this product is appropriate for your circumstances.

This firm does not charge a fee for mortgage advice. Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED ON IT

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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

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